ROOF 2018. HVAC 2021 & 2023. WATER HEATER 2017. The big-ticket systems in this 2,530 sq ft Sevilla home are already done. At $444,900 ($175.85/sq ft) this is the largest home in Sevilla under $475,000, on a waterfront cul-de-sac lot in Flood Zone X (no lender-required flood insurance). 4 bedrooms, 2.5 baths, two-story, with the water view from the back of the home. Interior finishes are original to 2006 and the price reflects it: choose your own kitchen, baths and floors. Renovation financing welcome: FHA 203(k), Fannie Mae HomeStyle and VA renovation loans accepted, so updates roll into one mortgage. $10,000 SELLER CREDIT toward closing costs, prepaids or a rate buydown, stated up front. Sold as-is; exterior stucco damage is disclosed and a licensed contractor's repair estimate is in the documents. Vacant and professionally staged; every photo shows the rooms as you will see them. Established St. Johns County neighborhood near World Commerce Center and I-95. Video tour available. Compare to same-size new construction nearby: a 2,520 sq ft 2026 build in SilverLeaf is listed at $509,990, $65,090 more for the same footage, on an interior lot, with a build wait. 936 Las Navas Place is finished, staged and on the water, and the difference is the budget for the finishes you would choose anyway. What is already done: roof replaced 2018; two HVAC systems replaced 2021 and 2023; water heater 2017. Records are in the documents. Florida insurers commonly begin declining or non-renewing roofs in the 15-to-20-year range; this one is eight years old. Financing: cash, conventional, FHA, VA, and renovation loans (FHA 203(k), Fannie Mae HomeStyle, VA renovation). The $10,000 seller credit may be applied to closing costs, prepaids or a rate buydown within your lender's limits, and works alongside a renovation loan rather than instead of one. Condition, stated plainly: sold as-is. Visible exterior stucco damage is disclosed in the Seller's Property Disclosure with a licensed contractor's repair estimate on file. Kitchen, baths and flooring are original to 2006; the home is not presented as updated. Vacant and physically staged; no virtual staging was used in any photograph. Lot and community: waterfront, end of a cul-de-sac, Flood Zone X. Sevilla at World Commerce Center is an established St. Johns County neighborhood built out 2006-2013. HOA $970 per year; a CDD assessment applies. Disclosure packet (SPD, stucco estimate, system records, HOA/CDD documents) in MLS documents and on the property website. Narrated video walkthrough, aerial footage and interactive floor plan available.
